Not all loan applications are successful. The criteria that the bank assesses the various requests mutual reliability are
ability to make the repayment of the debt secured by real estate
possession of
The reliability of the subjects usually depends on their economic past. Those who have suffered such a protest can find themselves in a position of disadvantage that would enable him to obtain new financing. In these cases must be referred to a specialist in the field and do not rely on brokers instead often just try to resolve the situation with the falsification of documents. In these cases the situation could obviously only get worse. However, there are special loans and financing that may be required by people who have had problems in the past and will certainly be recommended by the bank.
To see if the customer has the ability to make repayment of the bank have to make some checks on his income. To be able to get a mortgage or funding income revenue should be constant and the monthly payment should not exceed one third of the value of income. These considerations are not useful really only for banks but also for the contractor so he can understand if the opening of the loan instead of just helping create more financial problems. However, there are also potential solutions in this regard. The income of the contractor can, for example, be integrated with the income of another family or you can opt for a different type of mortgage that might provide a lower rate for a longer time. The bank finally
requires additional safeguards to the simple monthly income. The warranty is more widespread as more solid is without doubt the mortgage on immovable property. The value of the mortgage can then be decided based on the value of the property.
The certificate of salary
Documentation mortgage
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